EquityExperts is a debt collection agency that has situated itself in the apartment and condo space. Its big pitch to homeowners associations is that it charges them nothing for its services, enticing many to sign up for its services. Once hired, it begins to charge very large and shocking fees to unit holders that [...]
Yes, it may be possible to get a negative tradeline reporting from your credit report after you receive an IRS Form 1099c. When banks and other lenders write off debt that they determine is uncollectible, they are required to issue an IRS Form 1099c to a consumer. The consumer is then required to report that [...]
Debt collectors have been on a rampage for years. In 2022, the Federal Trade Commission returned $4.86 million to consumers who have been harassed by debt collectors. Just because you owe money, and millions of people do, does not give a debt collector a right to right to call you incessantly or harass you for [...]
Ever since online shopping met up with identity theft, the credit card companies have been deluged with credit card disputes. “I did not get my Amazon order” or “The eBay seller was a thief and never delivered the goods” (this actually happened to me) are common pleas made by consumers such as you and me [...]
Judgment Issued Against Debt Collectors After Violating The Federal Fair Debt Collection Practices Act You would think in this day and age, that debt collectors would know enough to behave themselves. Well…not really. On April 14, 2021, the State of Indiana obtained a default judgment against New Britain Financial and its owner Nelson Macwan for [...]
Were You Sued By Fishman Group PC? You Might Be Entitled To a Refund & Compensation On April 6, 2021, three Michigan Debt Collection Attorneys, Marc Fishman, Ryan Fishman, and Alexander Ichim were all charged with one count of conducting a criminal enterprise, also known as RICO. They are accused of filing false Proofs of [...]
Edit Your Credit app Today, there is no need to wait for answers to your credit questions. Talk to a credit repair lawyer, now! Our law firm, Credit Repair Lawyers of America, has just released our app called Edit Your Credit. Its now available in the Google Play Store and in the Apple [...]
Recent reporting by Forbes reveals another predatory tactic of some unscrupulous landlords, illegal research into stimulus check status. The IRS has set up an online portal that allows Americans to track their stimulus payments either by direct deposit or check. Some landlords are using information provided by their tenants as part of the rental application [...]
COVID 19 has affected everyone, including your creditors. However, many lenders, to be nice or to maintain good public relations, have offered to defer your mortgage payments or credit card debts, due to them from consumers such as you, for several months. While they may avoid dunning you for your payment for the next several [...]
Many Americans struggle to pay their bills and are forced to endure debt collector harassment on legitimate debt that by law are considered legitimate. However, what can be even worse, is that some creditors seek to enforce “Zombie Debt”, a term describing old debt that some creditors have refused to let die. CBS Austin reports [...]
