The Credit Lawyers of America Commitment
Credit Lawyers of America has a very colorful history. The firm was founded in 1990 in Michigan by me, Attorney Gary Nitzkin.
From 1990 to 2008, we were collection attorneys. We collected debts against consumers. We were a high-volume debt collection law firm and represented major banks and hospital systems. All this came to a crash when I had a bad collection experience.
In the summer of 2008, our firm was known as Nitzkin and Associates. We had obtained a default judgment on behalf of a hospital, against couple due to their child’s medical bills. The mother filed a Motion to Set Aside the default. In court, the mother explained to the court how their child had taken ill, and they went through their insurance and life savings to keep their kid alive. I never felt more embarrassed or humiliated in my life.
I agreed to set aside the default. I came home that day and told my wife that I just had to get out of the debt collection business. I could no longer do this kind of work.
A short time later, a lady had retained Nitzkin and Associates to clean up her credit report as her identity and those of several of her family members had been stolen by her ex husband. I discovered a love for this work as I was now helping people.
In 2010, I re-branded the firm to Michigan Consumer Credit Lawyers and focused exclusively on collection defense and other matters to help consumers, especially when it did not cost them anything. The firm was and remains, very successful.
In 2015, we expanded the firm into Arizona. Helping consumers being harassed by debt collectors proved to be a business model that was highly in demand around the country. We have decided to expand again.
Today, the firm is transitioning into a national brand and will be renamed Credit Lawyers of America as of January 2017. We have a long list of states into which to expand to help people fight against bad debt collectors. Helping consumers is far more rewarding than working for debt collectors.
Credit Lawyers
You Can Count On
Meet Our Team
Gary Nitzkin
Attorney – Licensed in Michigan Only
Gary Nitzkin has been practicing law since 1990 and suing the credit bureaus since 2008. He formed Credit Lawyers of America to stop debt collectors from harassing you and has been helping individuals sue harassing collectors since 2008.
Carl Schwartz
Lawyer
2016. He came to us with a wealth of experience fighting for consumers under the Fair Credit Reporting Act and the Fair Debt Collection Act. He is a rising star at Credit Lawyers of America and graduated from the University of Michigan.
Decarlo Brown
Paralegal
Decarlo Brown is a paralegal who will soon be going to law school. He has years of experience with a high volume debt collection law firm, provides insight into how debt collectors think and react, and is familiar with federal legal procedure and discovery.
Samantha Ewell
Client Liaison
Samantha Ewell is in charge of our intake department. She knows how to speak to people compassionately and to let them know when and if they have a case with which we can help them. She is a passionate Red Wings fan (which accounts for the hockey stick over her desk.)
Heather Kubacki
Receptionist
Heather Kubacki is the kind voice of our receptionist when you call the Credit Lawyers of America office. She is in charge of routing calls from clients to staff members, lawyers and paralegals. Her demeanor adds a degree of kindness to our office.
Julie Peritz
Marketing Manager
Julie Peritz is our marketing manager at Credit Lawyers of America. She is incredibly organized and knows how to get things done. She works on our social media to keep the public informed on changes and issues related to consumer credit law.
Julie Lamanna
Office Manager
Mark Lahti
A graduate from University of Michigan undergrad and law school.